Nisab Calculator
Enter the current gold and silver price per gram to find both nisab thresholds and the recommended one to use.
Reviewed by the ToolNestr Editorial Team — July 2026
How the nisab calculator works
Before you can know whether Zakat is due, you need the nisab — the wealth threshold that separates those who must pay from those who are exempt. The nisab is defined in fixed weights of precious metal, so its value in money depends on the current price of gold and silver. This calculator converts both standards into your currency the moment you enter today's prices, and highlights the lower one as the cautious choice.
The gold nisab is the value of 87.48 grams of pure gold; the silver nisab is the value of 612.36 grams of silver. Because silver is far cheaper per gram, its monetary nisab is normally much lower than gold's. A lower threshold means more people qualify to pay Zakat, which is why many scholars and charities encourage using the silver standard.
Once you know your nisab, compare it with your total zakatable wealth — cash, gold, silver, business stock and recoverable debts, minus immediate liabilities. If your wealth reaches the threshold and stays there for a lunar year, Zakat of 2.5% becomes due. Use this figure together with the main Zakat calculator to finish the calculation.
The formula explained
Gold nisab
87.48 × gold price per gram.
Silver nisab
612.36 × silver price per gram.
Recommended
The lower of the two values — usually silver.
Worked example
Gold at 60/g, silver at 0.85/g.
Why the nisab matters
It defines who pays
Zakat is an obligation only on those whose surplus wealth reaches the nisab. Below it, a Muslim may give voluntary charity (sadaqah) but owes no Zakat.
Paired with the hawl
Reaching the nisab is only half the test. Your wealth must remain at or above it for a complete lunar year before Zakat is due on the amount you then hold.
Choosing silver helps more
Because the silver nisab is lower, using it brings more savers into Zakat and increases what reaches the poor — a cautious and generous choice.
Re-check each year
Metal prices move, so the monetary nisab shifts. Recalculate it on your Zakat anniversary using fresh prices before assessing your wealth.
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Frequently asked questions
What is the nisab?
The nisab is the minimum amount of wealth a Muslim must own, above basic needs, before Zakat becomes obligatory. It is fixed in physical terms as 87.48 grams of gold or 612.36 grams of silver, and converted to money using current prices.
Which nisab should I use?
You may use either, but many scholars recommend the silver nisab because it is lower in money terms, so more people pay Zakat and more of the needy benefit. The gold nisab is also valid, especially if you hold mainly gold.
Why 87.48 g and 612.36 g?
These weights come from the classical measures of 20 mithqal of gold and 200 dirhams of silver reported in the Sunnah. Converted to modern units they are approximately 87.48 grams of gold and 612.36 grams of silver.
Does the nisab change daily?
The physical weights never change, but the monetary value does, because gold and silver prices move daily. That is why you enter live prices — your nisab in currency is recalculated each time prices update.
Sources & references
This tool uses standard formulas and reference values from:
- • The Qur’an — e.g. Surah an-Nisa (4:11–12, 4:176) for the fixed inheritance shares (fara’id).
- • Sahih al-Bukhari & Sahih Muslim — hadith on inheritance, zakat and nisab thresholds.
- • AAOIFI and recognized fiqh councils (e.g. Islamic Fiqh Academy) for contemporary rulings. aaoifi.com
Rulings differ between scholars and schools (madhahib), and calculated astronomical times/dates may differ from local sighting. Confirm with a qualified scholar before acting.